FinTech · Payments · APIs

Verofy®

Backend Lead at an FCA-authorised UK payment institution. I built the Verofy Connect partner API and lead the platform's integrations with lending and terminal-fulfilment partners. Since April 2026, also Senior Backend Architect at PayFacLite.

RoleSenior Software Engineer (Backend Lead)
PeriodApril 2024 to Present · Manchester
FCA register entry for Verofy Limited showing its status as an Authorised Payment Institution
Feb 2025Verofy Connect live
Oct 2025Recap integration
Mar 2026EIT integration live
Apr 2026Castles integration live
Jun 2026Families API designed

Integrations I Led

Embedded finance

Recap

Live · Oct to Nov 2025

Embedded, turnover-based funding for merchants. Automated data sharing over SFTP replaced a manual process.

Trading data Funding offer Cash advance Repaid from settlement

recapx.com

365 Finance

In progress · 2026

Revenue-based funding repaid from card sales; a second embedded-finance partner.

Trading data Funding offer Advance paid Repaid from card sales

365finance.co.uk

Terminal fulfilment

EIT

Live · March 2026

UK terminal logistics. Orders are placed and tracked through its REST API.

Terminal order EIT REST API Despatched Status to partner

euroit.co.uk

Castles Technology

Live · April 2026

Android payment terminals. Orders are exchanged as CSV files over SFTP.

Terminal order CSV over SFTP Terminal fulfilled

castlestech.com

What I Built

Verofy Connect

Live · Feb 2025

A partner API that lets ISV and POS software offer Verofy payments: pull merchant data through the Orders API, receive status through signed webhooks. I also designed the Enterprise Families API for white-label ISV platforms (June 2026).

verofy.com/verofy-connect

Compliance automation

Merchant onboarding

An AI service that checks each merchant against Companies House, PEP and sanctions screening and open web sources, then approves, declines or refers it for review.

Terminal fulfilment

Live · first half of 2026

EIT and Castles integrated alongside Service Logistics, so each partner can use its preferred terminal provider.

StackLaravel · Node.js · MySQL · Redis · REST APIs · HMAC-signed webhooks · SFTP · AWS

Verification

GitHub Activity

GitHub contribution card for 2024 on the kamran-khalid-v9 account, under the Verofy organisation
2024, from May, after joining Verofy.
GitHub contribution card for 2025 on the kamran-khalid-v9 account, under the Verofy organisation
2025, the first full year at Verofy.
GitHub contribution card for 2026 on the kamran-khalid-v9 account, under the Verofy organisation
2026, to the end of September.